HVAC Financing Options

Flexible Financing Options for HVAC Upgrades

When your heating or cooling system isn’t working, you don’t just need a contractor, you need a team you can trust to restore comfort quickly, explain your options clearly, and do the job the right way.

At AR Heating & Cooling Inc., we help homeowners and businesses throughout Rhode Island and Southern Massachusetts stay comfortable year-round with reliable HVAC repair, maintenance, and installation services.

Financing Available Through Synchrony

Flexible monthly payments

We partner with Synchrony to provide convenient financing options for HVAC repairs, replacements, and new system installations.

This allows you to move forward with the system your property needs without the stress of paying the full cost upfront.

Benefits of Synchrony Financing:

  • Flexible monthly payment options
  • Quick and simple application process
  • Financing available for a wide range of HVAC services
  • Helps you address repairs or upgrades right away

With Synchrony financing, you can invest in your comfort now and pay over time.

0% Financing Through RISE

(For Qualified Homeowners)

We are also proud to partner with RISE, offering 0% interest financing loans for heating system installations for customers who meet qualification requirements.

This program is designed to make energy-efficient upgrades more accessible while helping reduce long-term energy costs.

Benefits of RISE Financing:

  • 0% interest financing for qualified applicants
  • Affordable monthly payments
  • Ideal for heating system upgrades and replacements
  • Supports energy-efficient improvements

Our team can help guide you through the qualification process and determine the best option for your situation.